Free financial education
NameTBD teaches personal finance by putting you in the driver's seat — real decisions, real consequences, zero real-world risk.
The Problem
Personal finance is one of the most important life skills — and one of the least taught. Whether you're a high schooler opening your first checking account or an adult trying to finally get ahead, good financial education should be accessible, engaging, and free.
NameTBD covers everything from the basics — budgeting, debt, needs vs. wants — to advanced topics like tax-advantaged retirement accounts, compound interest, and making your money work for you. Taught through simulation, not slides.
The amount paid back over nearly 20 years for a $5000 purchase on a credit card with 26% interest, paying minimum payments. - Always pay off cards in full at the end of the month.
of Americans can't cover a $400 emergency without borrowing. - A emergency fund can prevent a bad situation from turning into a debt catastrophe.
Historical average number of years it takes for money invested in S&P 500 to double. - Start investing early.
Curriculum
Track your income against fixed and flexible costs. Learn why every dollar needs a job — and practice building a real budget, month by month, inside the simulator.
The 50/30/20 rule and how your daily spending decisions shape your financial future.
Watch 26% APR compound in real-time. See what paying in full every month actually saves.
401(k)s, IRAs, tax-advantaged accounts — and the math behind why starting 10 years earlier is worth more than doubling your contribution later.
Why 3–6 months of expenses in savings is the single best financial safety net you can build.
Promotions, job changes, surprise bills — navigate real-life curveballs without real consequences.
The Simulator
Pick a career, set a monthly budget, manage debt and savings, and survive life's curveballs — all simulated month by month. No sign-up, no download, no cost.
This is a solo project built because good financial education should be free. If it's been useful, a small contribution helps keep it going and growing.