Financial Education for Everyone
Free financial education
FiscalPath teaches personal finance by putting you in the driver's seat — real decisions, real consequences, zero real-world risk. Whether you're a student or just wish you'd learned this sooner.
The Problem
Personal finance is one of the most important life skills — and one of the least taught. Whether you're a high schooler opening your first checking account or an adult trying to finally get ahead, good financial education should be accessible, engaging, and free.
FiscalPath covers everything from the basics — budgeting, debt, needs vs. wants — to advanced topics like tax-advantaged retirement accounts, compound interest, and making your money work for you. Taught through simulation, not slides.
The goal is simple: build one of the most in-depth, practical fiscal simulators that exists — and offer it completely free to everyone, forever. No paywalls, no sign-ups required, no catch.
What a $5,000 credit card purchase at 26% APR actually costs you over 20 years of minimum payments. Always pay your balance in full.
of Americans can't cover a $400 emergency without borrowing. An emergency fund is the single best defense against a bad situation becoming a debt spiral.
Average time for an S&P 500 investment to double, historically. The best time to start investing was yesterday — the second best time is today.
Curriculum
Track your income against fixed and flexible costs. Learn why every dollar needs a job — and practice building a real budget, month by month, inside the simulator.
The 50/30/20 rule and how your daily spending decisions shape your financial future.
Watch 26% APR compound in real-time. See what paying in full every month actually saves.
401(k)s, IRAs, tax-advantaged accounts — and the math behind why starting 10 years earlier is worth more than doubling your contribution later.
Why 3–6 months of expenses in savings is the single best financial safety net you can build.
Promotions, job changes, surprise bills — navigate real-life curveballs without real consequences.
Read a real W-2, understand FICA withholdings, and learn the difference between gross and net pay — before your first paycheck surprises you.
Navigate the biggest purchase of your life: down payments, PMI, property tax, and why the sticker price is never the real cost.
The Simulator
Pick a career, set a monthly budget, manage debt and savings, and survive life's curveballs — all simulated month by month. No sign-up, no download, no cost.
For Educators
Coming SoonPurpose-built features for teachers who want to run FiscalPath as a classroom activity — with real oversight and structured learning outcomes.
Build and assign tailored scenarios to your class — set starting conditions, career paths, and difficulty to match your curriculum.
Define custom life events that fire at specific moments in the simulation, with guided prompts that make students stop and reflect.
Leave inline feedback on student decisions and open follow-up conversation threads to extend learning beyond the simulation.
Tag scenarios and triggers to specific financial literacy standards so every activity ties back to a measurable learning goal.
All classroom tools will be available at no cost while the app is in development and testing. Once stable, a small fee may be introduced to cover hosting, support, and ongoing development — but the core simulator will always stay free for everyone.
Google Classroom and Canvas integrations are planned — assign scenarios and sync rosters without leaving your existing workflow.
What's coming
Features actively planned based on community feedback and voting.
Vote on what gets built next at the Feedback Board.
Help shape what's next
Every suggestion on the feedback board is read. The built-in voting system is how new features get prioritized — the things that matter most to users rise to the top and get built first.
This is a solo project built because good financial education should be free. If it's been useful, a small contribution helps keep it going and growing.